The Taboo discussion of "Life Insurance" may be one of the most misunderstood financial topics right now. My goal in this post is to help you understand what life insurance is, when would you need life insurance, and the common misconceptions to avoid. A little about me... I'm engaged to my lovely fiancée, no kids, and don't own a home (I rent). But what may be surprising to most is that I am currently applying for Life Insurance now even before most would think I need it. Ad

First, if you find my blogs to be helpful in any way, a simple like and share goes a long way. Thank you for taking your time to read and if you have any questions, reach out to me via my email: cc@doubleellc.com Most people think investing is all about picking the right stocks. Often, I'm asked, "What's the next big stock" or "should buy X and sell X". While correctly choosing the right investments is important, there's a lot to be said about asset allocation and asset loca

Most online finance guru's talk about how the Roth IRA is the "Tax-Free Piggy bank", but they never really talk about the nuances of contributing to one and where you can go wrong. One big part these guru's miss is the fact that if you make too much money, you will be unable to contribute to this account without penalties. Luckily, there's a little-known work around that allows high earners to continue to put away money for their retirement. In this post, we will cover the fo

Time is the one resource you can never get back. While many focus on growing their wealth through investments, few realize that time itself is the most valuable asset you own. Many investors, especially beginners, spend hours on hours of their time each year just to either underperform a passive investment, or slightly outperform. While any positive return may feel like a "win" to a beginner investor, they often miss the hidden cost, their time. Why Time Is Your Most Expensiv

I get asked all the time, "Where do I start with building my personal finances?". While there's thousands of answers I can give, one of the key components is using the correct applications to build wealth. Here are the platforms I use to enhance my financial future.